Part #3 – Maximize Points & Miles – American Express Blue Business Plus
Part #3 – Maximize Points & Miles – American Express Blue Business Plus
A lot of people ask me, “How I Travel So Much?” I really think they are trying to ask, “How Can I Travel Like You?” For the most part, I don’t think people want to travel as much as I do; however, I am sure they would love to travel here and there and save a few bucks a long the way and/or travel in style (Fly First /Business Class).
This is where credit card rewards come into play. Having the Right Card or Cards will help you achieve your travel goals. A lot of people give up from the start because they believe it will take lots of $$ to accrue lots of points/miles. Yes, Lots of $$ can help you accrue lots Points/ Miles; however, its not necessary to have lots of $$ to accrue lots of points and miles. We all have to start somewhere so do not get discouraged. This will take some time and some effort; however, once you have it down it will come naturally.
Points and Miles – Starter Tutorial
Find a Credit Card that Works Best For you – Here are my Recommendations for Starter Credit Cards.
- Apply Now – American Express Gold Card ($250.00 Annual Fee) – Apply Now
- Apply Now – American Express Everyday Preferred ($95.00 Annual Fee)- Appy Now
- Apply Now– American Express Blue Business Plus (No Annual Fee) – Apply now
Part #3
Lets Take the Third Card – The American Express Blue Business Plus
American Blue Business Plus w/ NO Annual Fee!!!!!! + Initial Offer 10,000 Bonus Points After $3000.00 Spend in 90 Days.
Why I love this Card TOO!!!! NO ANNUAL FEE!!! $0.00 to Hold this card YEAR AFTER YEAR!!!!
Reason #1 – AGAIN NO ANNUAL FEE
Reason # 2 – 2X American Express Membership Rewards Points On Every $1.00 Spent. (UP TO $50,000.00 Per Year, there after 1x On All Purchases)
Reason #3 – Since this Card Has No Annual Fee and I receive 2X Amex Points On This Card on every $1.00 Spent, I would use this When I would only otherwise receive 1x Points on Purchases. For example, I would pair this card with the American Express Gold Card (Or American Express Everyday Preferred Card – Part 2) Which Gives you 4X Membership Rewards On Restaurants, 4x Membership Rewards On Groceries, and 3X Membership Rewards on flights booked directly with airlines or on amextravel.com. Since this card has no annual fee it makes the decision to get both the American Express Gold Card and The American Express Blue Business Plus Credit Card a No brainer in my pinion. So, I would Put All my spend in the following categories on the American Express Gold Card
Earn 4x Per $1.00 Membership Rewards on Restaurants
Earn 4X Per $1.00 Membership Rewards on Groceries
Earn 3X Per $1.00 Membership Rewards on flights booked directly with airlines or on amextravel.com
1x Per $1.00 Membership Rewards On Everything Else ( This is Where the American Express Blue Business Plus Comes In)
Since I would only be receiving 1X Amex Points per $1.00 on my American Express Gold on Other Categories Besides Restaurants/ Groceries / Airlines, I would then use my American Express Blue Business Card so that I would receive 2X Points on All other Purchases. By using My American Express Blue Business Plus, I am Able to Double My Return + No Annual Fee which makes these two cards in my opinion – The Dynamic Duo.
Lets Just say you Spend $500.00 Per Month on Restaurants and Groceries here in the USA you will receive 24,000 American Express Membership Rewards. And How bout another $500.00 Per Month on Your American Express Blue Business Plus Card which would net you 12,000 Membership Rewards over the course of a year. That would net you 36,000 Membership Rewards Per Year. How did i get this Figure?
If you Spent $500.00 Per Month on Restaurants and Groceries you would Earn 4X American Express Membership Rewards Points Multiply that by 12 Months which would Equal 24,000 American Express Membership Rewards.
If you Spent $500.00 Per Month on the American Express Blue Business Plus you would Earn 2X American Express Membership Rewards Points for Every $1.00 Spent Multiply that by 12 Months which would Equal 12,000 American Express Membership Rewards.
To Maximize the 36,0000 American Express Points you Accrued in 1 Year, YOU MUST TRANSFER TO A AMERICAN EXPRESS TRANSFER PARTNER.
Lets Take ONE EXAMPLE of a American Express Transfer Partner – British Airways For Example. Los Angeles to Chicago will cost you 10,000 British Avios One way. American Express RIGHT NOW has a 40% Bonus to British Avios until November 2019. So right now you can Transfer 6,000 American Express Membership Rewards and Receive 10,000 British Avios. That is enough for a One Way Flight from Los Angeles to Chicago. With the 36,000 American Express Membership Rewards You Earned From Restaurants and Groceries in One Year that would Give You 6 One Way Flights from Los Angeles to Chicago. Again, This 40% Bonus Promotion Does End In November 2018; however, what is so great about American Express is they Periodically have Transfer Bonuses to there Partners which Makes Your American Express Points SO VALUABLE. Even when this Bonus Ends in November You would Still have Enough Points for Three One Way Flights and 6,000 American Express Membership Rewards Points Left Over. (10,000 American Express Points Will Transfer to 10,000 British Avios when the Transfer Bonus Promotion Ends). Remember the British Airways Transfer Bonus Promotion Will Come Back. 
This Flight Fluctuates in Cash $250- $550.00 One Way Give or Take. Without the Bonus Promotion You Can Book Three One Way Flights. Lets Say For Example the Round Trip Flight was $400.00 to Chicago and One Way Flight is $200.00. You Just Saved $600.00; however, if you factored in Your Annual Fee which is -$30.00 (Instead of $250.00 for the American Express Gold Card Because You Used the Airline Credit and Dining Credit and the American Express Blue Business Plus is $0.00 No Annual Fee), and you book this flight using points you just net a Positive return of +$570.00. You Made Money!
Another Option A business Class Ticket Would Cost You 20,000 Avios to Chicago From Santa Ana – This Ticket Easily Costs $500+.
This is JUST the Beginning!!!
On Top of the Points you receive from The American Express Gold Card YOU NEED TO USE SHOPPING PORTALS AND DINING PORTALS TO ACCRUE EVEN MORE POINTS/ MILES.