EOTP Reader – Credit Card Recommendations By Eyes on the Points
Credit Card Recommendations By Eyes on the Points – for a EOTP Reader
The key to having lots of rewards takes patience, due diligence and responsibility. It does not take lots of spending or lots of money; however, having a lot of money or spending lots of money does make this easier. However, like most of us we do not have an endless amount of cash $$. So if your like me, I like spending money wisely, and getting the best return back on whatever I buy. I am sure you have heard of the phrase penny pinching? While I am penny pinching, and I am reward pinching! As cheesy as that sounds, that is basically what I am doing.
Rewards cards are key especially American Express Membership Rewards Credit Cards, and Chase Ultimate Rewards Credit Cards, and the all New Capital One Credit Cards that now allow you to Transfer Captial One Miles to Airline Loyalty Programs.
American Express Gold Card (Apply Now)
50,000 American Express Membership Rewards Bonus Points after you spend $2000.00 in 3 Months.
4x American Express Membership Rewards Points at USA Restaurants
4x American Express Membership Rewards Points at USA Supermarkets (Up to $25,000 Per Calendar Year. After you hit $25,000 at supermarkets you will then receive 1x Per $1.00). Get one for your significant other and now you have up to $50,000 Per Year).
3x American Express Membership Rewards Points when you Book Flights Directly with AmexTravel.com
$100 Airline Credit (Baggage Fees – In-flight Services / Food / Drink / – or Gift Card- You Need to Contact Me and I Can Explain How to Redeem a Airline Gift Card)
$120.00 Restaurant Credit – (It Appears that can be used at certain Places for $10.00 Per Month)
No Foreign Transaction Fees
Additonal Benefits (Please Read American Express Gold Card Term and Conditions)
American Express Metal Cards available in Rose Gold (Limited Until 01-09-2018) or a Gold Metal Card
American Express Blue Business (Apply Now)
The American Express Blue Business Plus Credit card is a great card to have for Non-Bonus Purchases because you will receive 2x points on every purchase up to $50,000 Every year. If you are only getting 1x back on your purchases currently with your current credit card, getting the American Express Blue Business Plus will increase your return by 100% by netting you 2 American Express Membership Rewards Points Per $1.00. That is pretty big in my opinion.
This card looks like a cash back card; however, if you have the Chase Business Ink Preferred, or the Chase Sapphire Preferred or the Chase Sapphire Reserve, this Cash Back turns into Chase Ultimate Premium Rewards. This card is offering a $500.00 Cash Back after spending $3000.00 in the first three months. The beauty about this card is that chase pays you in Points. So if you have the Chase Business Ink Preferred, or the Chase Sapphire Preferred or the Chase Sapphire Reserve, you can convert the $500.00 Cash Back into 50,000 Chase Premium Ultimate Rewards. These 50,000 Chase Premium Ultimate Rewards if used correctly are worth much more then $500.00. On top of this awesome bonus, there is no annual fee! In addition to this, the card earns the below rewards if you have the Chase Business Ink Preferred, or the Chase Sapphire Preferred or the Chase Sapphire Reserve :
- Earns 5 Chase Ultimate Rewards per $1.00 on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- Earn 2 Chase Ultimate Rewards per $1.00 cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
The 5 Chase Ultimate Rewards per $1.00 spent is where this card thrives. Staples, Office depot, office supply stores earn 5x Points. These office supply stores sell gift cards to a lot of stores out there. All third Party stores do not have gift cards fees. So any store you would normally earn 1x Points, you will now earn 5x Points. Earn even more by using that gift card you purchased and using it through a Airline Loyalty Program Airline Shopping Portal. Learn More about Shopping Portals Here.
Credit Cards EOTP Reader Already Has
Chase Freedom Unlimited (Apply Now)
I believe you have the Chase Freedom Unlimited Which will net you 1.5x Chase Ultimate Rewards Per $1.00. Chase Freedom Unlimited is a No Annual Fee Card so you never need to worry about closing the card. As i have mentioned before only use this card where you would not earn points in bonus categories from other cards you carry. It should be also noted since the American Express Blue Business Card nets you 2x Points Per $1.00 (.5 Points More then the Chase Freedom Unlimited) up to $50,000 Per Calendar Year you could product change the Chase Freedom Unlimited to the Chase Freedom or just apply for the Chase Freedom to get the bonus (Bonus is not very big though) and keep the Chase Freedom Unlimited and the Chase Freedom because both are no annual fee credit cards and will cost you nothing to keep them.
Learn More about the Chase Freedom here.
Chase Business Ink Preferred (Apply Now)
The Chase Business ink Preferred offers 3x Chase Ultimate Rewards Points on the following categories:
- Travel (Airlines, hotels, timeshares, car rental agencies, cruise lines, travel agencies, Expedia, travelocity, etc discount travel sites, campgrounds, trains, buses, taxis, uber, lyft, limousines, ferries, toll bridges, toll roads, highways, parking lots, parking garages)
- Shipping Purchases
- Internet, Cable, and Phone Services
- Advertising purchases with social media sites and search engines.
Make sure you are taking advantage of these categories. This card has an annual fee of $95.00. DO NOT CANCEL THIS CREDIT CARD. THIS CARD ALLOWS YOU POOL YOUR CHASE FREEDOM UNLIMITED POINTS TO YOUR CHASE BUSINESS INK PREFERRED PREMIUM ULTIMATE REWARDS.